Free tools to know your numbers.
Calculators, templates, checklists, and guides built for construction and real estate owners. The calculators need no sign-up, and nothing you enter is saved. Templates and checklists are free with your name and email.
Know your cash
See what is really yours to spend, and what is coming next.
Find Your Zero calculator
See how much of your bank balance is truly yours after bills, payroll, and what you owe.
Excel template13-Week Cash Flow Forecast
Plan your cash week by week and see your lowest week before it arrives.
Interactive storyWhy a profitable job can drain your cash
Follow one $1.2 million job, week by week, and watch what happens to your cash.
Interactive storyWhy a record year can leave your brokerage short on cash
Follow one profitable brokerage through a full year, month by month, and watch what happens to its cash.
CalculatorBreak-Even calculator
See the monthly revenue you need to cover overhead, and how margin lowers it.
PDF checklistThe 10 Numbers to Check Every Month
A one-page monthly scorecard with space for your targets and results.
CalculatorFinancial Health Check
Answer eight quick questions and get a score plus the first things to fix.
Price and bid with confidence
Make sure every price covers your true costs and your profit.
Markup vs. Margin calculator
See the real margin behind your markup, or the markup you need to hit your target.
CalculatorTrue Cost of an Employee
See what an employee really costs per billable hour, with taxes, insurance, and benefits.
PDF checklistBefore You Submit a Big Bid
Five steps to check before you price any job bigger than your usual work.
Jobs, WIP, and change orders
For contractors. See where every job stands while the work is happening.
Over/Under Billing calculator
See whether a job is overbilled or underbilled, and what it means for your cash.
Excel templateWIP Schedule template
Every open job on one page, with percent complete and over or under billing.
Excel templateJob Cost Tracker
Budget against actual by phase, with projected final cost and profit.
CalculatorChange Order Leak calculator
See how much profit you lose each year to unbilled and underpriced change orders.
Real estate deals and properties
Run the numbers before you buy, and keep your lenders confident after.
Flip and Rental Deal Analyzer
Check the profit on a flip, or the cash flow, cap rate, and return on a rental.
CalculatorDebt Coverage (DSCR) calculator
See whether your property meets your lender's minimum, and how much cushion you have.
PDF checklistReal Estate Deal Checklist
Due diligence for flips and rentals, before and after you buy.
Banks, loans, and year-end
Walk into renewals and year-end with numbers you trust.
Hiring and growing
Decide what kind of financial leadership fits your business.
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Plain-English answers to the terms you hear most.
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These tools are for illustration only and aren't financial advice for your situation. For a full picture of your numbers, book a strategy call →