Free tool · For property owners
Will your property pass the lender's test?
Most commercial and investment loans require a minimum debt service coverage ratio. Enter your income and your loan payments to see where you stand, and how much room you have before you trip the covenant.
Why it matters
Find out before your lender does.
A covenant problem usually shows up months before the lender notices it, in rising expenses or a few empty units. Checking every quarter gives you time to fix it, refinance, or talk to your banker first.
Next step
Get ready for your renewal.
Our free checklist shows what to prepare 90, 60, and 30 days before your loan or line of credit renewal.
Get the Bank Renewal Checklist →